1. Occupational diseases Under the workers’ compensation law, any disease that is caused by employment or is aggravated by occupational exposure is compensable. These diseases include bronchitis, asthma and hepatitis as well as others. There are some specifically stated diseases in the Act, such as cancer caused by asbestos exposure or black lung disease, for which it is presumed that the disease arose in the course of employment. For all other diseases, the employee must prove the causal connection by a doctor’s testimony.
2. Hearing loss As of February 23, 1995, there is now an objective standard to determine whether an employee has lost enough hearing to receive benefits as a result of exposure to work noise. If a worker suspects that his hearing is compromised due to long term exposure to occupational noise, he should be evaluated by an audiologist. The audiologist will perform testing and give an opinion as to whether the worker’s impairment is sufficient to qualify him for benefits.
3. Specific loss The specific loss part of the Act applies to workers who have had the amputation or permanent loss of use of any of the following: loss of a member of the body, complete loss of hearing in one or both ears or complete loss of vision in one or both eyes. Specific loss benefits are also payable if an employee has permanent disfigurement of the head, neck or face as a result of a work injury. These benefits are paid as one lump sum based on a calculation derived from the worker’s weekly benefit rate.
4. Death benefits Death benefits are available to any dependent spouse and minor children of a worker whose death occurs as a result of a work injury. These benefits include payment of weekly wage benefits and burial expenses. The benefits are discontinued if the spouse remarries and the children reach majority age.